CHUNG HO

Ho Chi Minh City, Vietnam
(+84) 906 246 489 | hmchung92@gmail.com | linkedin.com/in/ho-minh-chung

CAREER SUMMARY

Technical Lead in fintech and digital banking. Backend Technical Lead at Tyme, architecting multi-country lending platforms across Southeast Asia and Africa—AWS serverless and microservices.

WORK EXPERIENCE

Technical Lead
2021 - Present
TymeX (one of the world's fastest-growing digital banking groups)
  • Architected multi-country Merchant Lending Platform (5 loan products across 3 countries), processing $300M+ annual loans for millions of users and thousands of merchants.
  • Engineered using Python and AWS Serverless Stack (Lambda, API Gateway, DynamoDB, ALB, S3, SQS) for cost-effective scalability and rapid deployment.
  • Integrated with Mambu, CRM, Core Banking, Segment, Datadog, and Databricks for real-time analytics and visibility.
  • Directed 2 Scrum teams (15+ engineers), defining code quality standards, CI/CD pipelines, and architectural governance achieving 20% faster release cycles.
  • Designed full-lifecycle Advance Loan Platform for TymeBank, serving 350,000+ eligible customers with 300,000 monthly disbursements.
  • Optimized throughput for thousands of TPS during peak traffic and implemented automated repayment workflows for 300,000+ active loans/month, ensuring resilience and low latency.
  • Led Buy Now Pay Later (BNPL) Platform architecture, enabling instant credit at 20,000 physical stores and 5,000 e-commerce merchants for 200,000+ customers.
  • Deployed cloud-native backend with Java/Spring Boot microservices on Amazon EKS, integrated with Kafka, WSO2, Mambu, and Databricks for real-time processing.
  • Managed Scrum team to deliver onboarding, settlements, accounting, and loyalty features, scaling for rapid growth.
Software Engineer → Senior Software Engineer → Tech Lead
2014 - 2021
TMA Solutions (one of Vietnam's leading software outsourcing firms)
  • Advanced to lead end-to-end architectures for 5+ enterprise projects for clients like Nokia, Alcatel-Lucent, Philips, Broadcom Inc., and TecAlliance across telecom and automotive.
  • Established technical standards, best practices, and documentation, enhancing code quality and team efficiency.
  • Mentored 20+ developers with architectural guidance and hands-on support.
  • Spearheaded FleetManager SaaS platform with Angular monorepo frontend and ASP.NET APIs using Apache Kafka, Docker, and Kubernetes for scalability.
  • Delivered 4 Google Cloud Search solutions for Broadcom and Philips using Java/Spring, ReactJS, Google Cloud, and MySQL.
  • Transformed Task Center legacy app into modular web system (Java/Spring, RESTful APIs, Microservices, MySQL, AngularJS), reducing page development time from days to under 3 hours.

SKILLS & EXPERTISE

Solution Architecture & Engineering: Cloud-Native Design, Microservices, Serverless (AWS), Event-Driven Systems, Agile/Scrum
Cloud & DevOps: AWS (Lambda, API Gateway, DynamoDB, EKS), Docker, Kubernetes, CI/CD Pipelines
Backend Engineering: Java, Spring Boot, Python, Kafka, Observability, RESTful APIs
Fintech & Digital Banking: Lending Systems (BNPL, Merchant Cash Advance), Core Banking Integration, Payment Gateways, Mambu
Tools & Technologies: Git, Jira, Databricks, Datadog, Segment, Angular, React

HONORS & AWARDS

Top Performance Employee of the Year – Tyme (2022, 2023, 2024)
Top Performing Employee (5 consecutive years) – TMA Solutions (2016–2020)
Nokia High Performance Award – TMA Solutions, 2015
Recognized for outstanding technical performance, leadership, and impact across multiple product teams

CERTIFICATES

AWS Certified Solutions Architect – Associate – Amazon Web Services, 2023
AWS Certified Developer – Associate – Amazon Web Services, 2024

EDUCATION

Bachelor of Information Technology
2010 - 2013
CTU University