CHUNG HO - Technical Lead Resume 2025

CAREER SUMMARY

Results-driven Technical Lead with 10+ years of experience in designing and delivering scalable fintech platforms across digital banking, cloud-native systems, and enterprise software. Expertise in AWS-based serverless architectures, microservices, and high-throughput transaction systems. Currently serving as Backend Technical Lead at Tyme, architecting multi-country lending platforms across Southeast Asia and Africa handling over $300M in annual loan volume and serving millions of users. Aiming to drive innovative, scalable fintech solutions.

WORK EXPERIENCE

Technical Lead

2021 - Present

TymeX (one of the world's fastest-growing digital banking groups)

Architected multi-country Merchant Lending Platform (5 loan products across 3 countries), processing $300M+ annual loans for millions of users and thousands of merchants.
Engineered using Python and AWS Serverless Stack (Lambda, API Gateway, DynamoDB, ALB, S3, SQS) for cost-effective scalability and rapid deployment.
Integrated with Mambu, CRM, Core Banking, Segment, Datadog, and Databricks for real-time analytics and visibility.
Directed 2 Scrum teams (15+ engineers), defining code quality standards, CI/CD pipelines, and architectural governance achieving 20% faster release cycles.
Designed full-lifecycle Advance Loan Platform for TymeBank, serving 350,000+ eligible customers with 300,000 monthly disbursements.
Optimized throughput for thousands of TPS during peak traffic and implemented automated repayment workflows for 300,000+ active loans/month, ensuring resilience and low latency.
Led Buy Now Pay Later (BNPL) Platform architecture, enabling instant credit at 20,000 physical stores and 5,000 e-commerce merchants for 200,000+ customers.
Deployed cloud-native backend with Java/Spring Boot microservices on Amazon EKS, integrated with Kafka, WSO2, Mambu, and Databricks for real-time processing.
Managed Scrum team to deliver onboarding, settlements, accounting, and loyalty features, scaling for rapid growth.

Software Engineer → Senior Software Engineer → Tech Lead

2014 - 2021

TMA Solutions (one of Vietnam's leading software outsourcing firms)

Advanced to lead end-to-end architectures for 5+ enterprise projects for clients like Nokia, Alcatel-Lucent, Philips, Broadcom Inc., and TecAlliance across telecom and automotive.
Established technical standards, best practices, and documentation, enhancing code quality and team efficiency.
Mentored 20+ developers with architectural guidance and hands-on support.
Spearheaded FleetManager SaaS platform with Angular monorepo frontend and ASP.NET APIs using Apache Kafka, Docker, and Kubernetes for scalability.
Delivered 4 Google Cloud Search solutions for Broadcom and Philips using Java/Spring, ReactJS, Google Cloud, and MySQL.
Transformed Task Center legacy app into modular web system (Java/Spring, RESTful APIs, Microservices, MySQL, AngularJS), reducing page development time from days to under 3 hours.

SKILLS & EXPERTISE

Solution Architecture & Engineering: Cloud-Native Design, Microservices, Serverless (AWS), Event-Driven Systems, Agile/Scrum

Cloud & DevOps: AWS (Lambda, API Gateway, DynamoDB, EKS), Docker, Kubernetes, CI/CD Pipelines

Backend Engineering: Java, Spring Boot, Python, Kafka, Observability, RESTful APIs

Fintech & Digital Banking: Lending Systems (BNPL, Merchant Cash Advance), Core Banking Integration, Payment Gateways, Mambu

Tools & Technologies: Git, Jira, Databricks, Datadog, Segment, Angular, React

HONORS & AWARDS

Top Performance Employee of the Year – Tyme (2022, 2023, 2024)

Top Performing Employee (5 consecutive years) – TMA Solutions (2016–2020)

Nokia High Performance Award – TMA Solutions, 2015
Recognized for outstanding technical performance, leadership, and impact across multiple product teams

CERTIFICATES

AWS Certified Solutions Architect – Associate – Amazon Web Services, 2023

AWS Certified Developer – Associate – Amazon Web Services, 2024

EDUCATION

Bachelor of Information Technology

2010 - 2013

CTU University